:root{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--navy:#08223d;--navy-soft:#345168;--cream:#fff8ed;--paper:#fffdf8;--coral:#ff6f61;--mango:#ffb52e;--teal:#0c887f;--line:#08223d24;--shadow:#08223d1f}*{box-sizing:border-box}html{scroll-behavior:smooth}body{min-width:280px;color:var(--navy);background:radial-gradient(circle at 10% 4%, #ffb52e38, transparent 27rem), radial-gradient(circle at 95% 25%, #0c887f1f, transparent 26rem), var(--cream);margin:0;font-family:Inter,ui-rounded,Avenir Next,Segoe UI,system-ui,sans-serif;line-height:1.7}a{color:var(--teal)}a:hover{color:#075d57}.skip-link{z-index:20;color:#fff;background:var(--navy);border-radius:8px;padding:8px 12px;font-weight:850;position:fixed;top:10px;left:10px;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.site-header{z-index:10;border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#fff8ede8;justify-content:space-between;align-items:center;gap:20px;min-height:76px;padding:12px max(22px,50vw - 550px);display:flex;position:sticky;top:0}.brand{color:var(--navy);letter-spacing:-.03em;align-items:center;gap:10px;font-size:18px;font-weight:950;text-decoration:none;display:inline-flex}.brand img{object-fit:contain;width:44px;height:44px}.site-nav{align-items:center;gap:clamp(12px,2.5vw,24px);font-size:13px;font-weight:850;display:flex}.site-nav a{color:var(--navy-soft);text-decoration:none}.site-nav a[aria-current=page]{color:var(--coral)}.legal-shell{width:min(900px,100% - 32px);margin:clamp(34px,6vw,78px) auto}.legal-hero{color:#fff;background:var(--navy);box-shadow:0 30px 80px var(--shadow);border-radius:30px 30px 12px 12px;padding:clamp(30px,7vw,64px);position:relative;overflow:hidden}.legal-hero:after{content:"";border:34px solid #ffb52ebf;border-radius:50%;width:230px;height:230px;position:absolute;bottom:-80px;right:-55px}.eyebrow{z-index:1;color:var(--mango);letter-spacing:.16em;text-transform:uppercase;margin:0 0 10px;font-size:12px;font-weight:950;position:relative}h1{z-index:1;letter-spacing:-.055em;max-width:14ch;margin:0;font-size:clamp(40px,7vw,72px);line-height:.98;position:relative}.lede{z-index:1;color:#ffffffc7;max-width:62ch;margin:24px 0 0;font-size:clamp(16px,2vw,20px);position:relative}.effective-date{z-index:1;color:var(--navy);background:var(--mango);border-radius:999px;margin-top:25px;padding:6px 11px;font-size:12px;font-weight:950;display:inline-flex;position:relative}.legal-content{border:1px solid var(--line);box-shadow:0 30px 80px var(--shadow);background:#fffdf8f7;border-top:0;border-radius:12px 12px 30px 30px;padding:clamp(30px,7vw,64px)}.legal-content section+section{border-top:1px solid var(--line);margin-top:40px;padding-top:36px}h2{color:var(--navy);letter-spacing:-.025em;margin:0 0 13px;font-size:clamp(22px,3vw,30px);line-height:1.2}h3{color:var(--navy);margin:25px 0 8px;font-size:17px;line-height:1.3}p,ul{margin:0 0 16px}ul{padding-left:1.35em}li+li{margin-top:9px}.callout{border:1px solid #ffb52e80;border-left:5px solid var(--mango);background:#ffb52e21;border-radius:14px;margin:24px 0;padding:19px 21px}.site-footer{width:min(900px,100% - 32px);color:var(--navy-soft);justify-content:space-between;gap:18px;margin:0 auto 38px;font-size:13px;display:flex}.site-footer p{margin:0}.site-footer nav{gap:16px;display:flex}@media (width<=620px){.site-header{padding-inline:14px}.brand span{display:none}.site-nav{gap:10px;font-size:12px}.legal-shell{width:min(100% - 20px,900px);margin-top:18px}.legal-hero:after{opacity:.45}.site-footer{flex-direction:column;align-items:flex-start;width:min(100% - 24px,900px)}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}